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Why Companies Purchase Structured Settlements

Posted: 25 Dec 2010 01:02 PM PST


Why Companies Purchase Structured Settlements. A lawsuit that's settled out of court is often paid to the claimant in a single lump sum, but sometimes the award is parceled out in an installment plan called a structured settlement. This arrangement is usually formed by liability insurance companies that buy annuities that guarantee regular payments to the plaintiff.



Despite the advantages of arranging a schedule payout (the monies are tax free, and some people don't trust themselves to save the full amount received at once), there are times when recipients regret not taking the lump sum, which in most cases is the more financially sound option in the first place. An emergency medical expense, investment opportunity, or other situation might come their way where they need cash faster than they're receiving it on an annual basis. Since the deal was cemented in legally binding contract, there's no way to undo the decision. But they can sell the settlement.

Settlement purchasers buy structured settlements to make money on the margin between what they pay for them and the full amount of the remaining payments they'll receive long term. For this to be profitable, they need to buy for less than its "retail" value. This isn't always a viable business model, since the federal tax advantages are voided when structures are transferred to third parties, and some insurance companies impose their own restrictions on the these transfers in the initial settlement agreement; so whether you're actually able to sell your structured settlement is something you'll have to research, since regulations vary from state to state.

This list of 17 Settlement Purchasers is a good place to start your research. Find out more about companies who Purchase Structured Settlements.

Article Source: http://EzineArticles.com/?expert=Andre_Kibbe

How To Buy Structured Settlements Correctly

Posted: 25 Dec 2010 12:59 PM PST


The market includes lots of companies, which are specialized to buy structured settlements. They have the expertise and they will connect the sellers and the buyers. Because the sellers are all over the country, they advertise their services in mass media, in TV for example.



When somebody will buy structured settlements he will do the purchase from the market. The settlements belong to the financial products, meaning alternatives to invest money or to plan a financial future. It is important to note, that despite of the fact, that a recipient may have got the settlement policy as an injury victim, the buying and selling these products is tough business.

1. Be Careful With The Scams.

Every single market includes scam companies with the only target to cheat money from private people. So does the structured settlement market. This fact is useful to keep in mind and to concentrate to make sure the candidate companies are legal enterprises.

2. How To Pick The Legitimate And Reputable Company?

One feature, which a reputable company has is, that many people have done cooperation with it. The brand image is known and the name is popular inside the industry. When a person plans to buy structured settlements, the first step is to create a short list about the reputable company names. Your bank manager can give good tips.

3. How Much You Will Get?

The companies, which buy structured settlements do not pay the face value for them. A rough example is, that if you have a settlement with a value of $ 500.000, which will be payable during many years, you will probably get $ 400.000. You can try to increase the sum by trying to sell the policy in pieces to different buyers.

4. The Influence Of The Taxes.

When a recipient gets periodic payments from the settlements, they are tax free. But when he sells the policy, he has to pay the taxes from the selling price. To the buyer the purchase is naturally tax free. It is wise to talk about the taxes with an expert to make sure, you have the right idea about them.

5. The Correct Information Is Required.

When you have a cooperation with a reputable company or lawyer firm, they can help you a lot. But it is also wise not to trust too much on them, because they want to benefit. A seller needs his or her own information to be able to pick the right companions and to be able to select the right alternatives.

Juhani Tontti,B.Sc., Marketing is an independent author, who shares information about how to buy structured settlements. When you buy structured settlements you need correct guidance.

Article Source: http://EzineArticles.com/?expert=Juhani_Tontti

Cheat Ninja Saga ATM EXP 26122010

Posted: 25 Dec 2010 04:11 PM PST


Cheat Ninja Saga ATM EXP 26 Desember 2010

Are you fond of Ninjas and action packed flash games involving chakra, Ninja skills, genjutsu, taijutsu and other stuff like the Naruto anime? Well, then you might be playing or you might want playing Ninja Saga from Facebook or other social media networking sites. Aside from Mafia Wars, I also loved playing this game which I first found when I saw someone from the office that is playing it during their free time.




This is the reason why I searched for cool tricks, cheats and tips that will help me level up with my current Ninja character.

Bahan:
  1. Fiddler (Download disini kalau blm punya)
  2. mozila atau sejenisnya!!
Nie bagi yg mau Cheat exp terbaru masih panas nie langsung aj...

cheat ini mnggunakan fiddler,tinggal di drag swfnya ke fiddler dan clear cache
cara clear cache di mozzila : ctrl+shift+delete , yg di centang hanya cache saja, dan time range to clear pilih : Everything


Download Link 1 - Link 2

jangan lupa baca mendapatkan token dan chip poker gratis

Bagaimana Cara mendapatkan token dan chip poker gratis tanpa hacking

Cheat Point Blank PB 26122010 Ava Update

Posted: 25 Dec 2010 01:00 PM PST


New [Ava™ Always On Ws + Alt + Bom (FIX) + Char robot ]

Download Cheat Point Blank. Point blank, or PB is a game online game similar to counter strike. But point blank at online gaming is more and more users who choose Pb than cs (counter strike). Many said that point blank more attractive and have a better picture. Currently in Indonesia alone online gaming has become the most favorite games among gamers. We will provide little information for those of you who really love the point blank, namely how to play cheat bp and also a collection point blank that you can download for free.




Wallshot = F3 (ALWAYS ON)

Minimize = INSERT (MINIMIZE ALWAYS ON)
Bomberman = F1 (ON)Gk dimatiin juga gk BT
Bomberman = F2 (Off)

Char robot cewek = F10
Char robot Cowok = F11
Reset Char = F12

Credit for dll : Indrascoot@snutz.us
credit for injector : By me Avaer

special thx:

- RCD
- Indrascoot@snutz.us
- rifqi36@N3
- IndoCheaters.Forum.st
- efrans@N2
- and all cyberphreaking.com member

Download Cheat Point Blank PB 26122010 Ava Update Link 1 - Link 2

Contact

Posted: 25 Dec 2010 11:25 AM PST


Email yang Anda kirimkan akan kami tampung untuk ditindaklanjuti, terima kasih telah mengontak kami.

Jika belum dibalas, berarti kami masih belum sempat menindaklanjuti disebabkan belum sempat karena kesibukan kami, mohon maklum.










Your Name :
Your Email :
Subject :
Message :
Image (case-sensitive):


Sitemap

Posted: 25 Dec 2010 11:18 AM PST


What a sitemap?

A site map (or sitemap) is a list of pages of a web site accessible to crawlers or users. It can be either a document in any form used as a planning tool for web design, or a web page that lists the pages on a web site, typically organized in hierarchical fashion. This helps visitors and search engine bots find pages on the site.

While some developers argue that site index is a more appropriately used term to relay page function, web visitors are used to seeing each term and generally associate both as one and the same. However, a site index is often used to mean an A-Z index that provides access to particular content, while a site map provides a general top-down view of the overall site contents. These site maps are often used to show an index for users that belong to the YLC.

Privacy Policy

Posted: 25 Dec 2010 11:11 AM PST


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Bagaimana Cara Mengamankan Akun paypal dan Ebay dari Hacker !

Posted: 24 Dec 2010 11:46 PM PST


How to Secure Paypal and Ebay Accounts from Hackers! Sangat penting bagi kita pemilik paypal atau Ebay untuk menjaga keamanan account paypal atau Ebay kita. karena, seperti yang kita tahu hacker semakin pintar untuk mencari cara membobol paypal kita. Sehingga banyak sekali penjual Balance paypal ILEGAL dan Akun Ebay Hasil Bajakan.

Cara Mengamankan Akun paypal dan Ebay dari Hacker NAKAL !
Sebelum memberi pengarahan yang mungkin kurang menarik, Saya ingin memberi pendapat saya mengenai cara apa saja yang dilakukan oleh para hacker dalam membobol paypal.

  1. Bila Anda membuka lampiran yang terinfeksi di dalam sebuah email dari seorang teman atau orang asing, Keylogger software jadi terpasang pada PC anda yang mencoba untuk menangkap setiap keystroke dari keyboard anda, dan kemudian mengirimkan data ke Internet remote lokasi, di mana hacker dapat meng-ekstrak password Anda.
  2. Jika mereka mendapatkan password account paypal anda dari Keylogger, maka memang itulah pekerjaan mereka. Namun, jika mereka hanya bisa mendapatkan password email Anda, mereka bisa pergi ke situs paypal, meminta reset password, dan kemudian mengakses email untuk mengambil password baru Anda ke rekening paypal.
  3. Berhubung dgn susunan lain yang lebih umum adalah untuk mengirimkan ribuan "phishing" email, samar-samar agar terlihat seperti seorang pejabat paypal email. Anda mengklik link ke website paypal palsu, masukkan email dan password, dan permainan berakhir.

Cara Mengamankan Akun paypal dan Ebay dari Hacker NAKAL !

Berikan Password Yang Kuat

Pertama, mendaftar dulu untuk account email gratis dan menggunakan email untuk profil paypal Anda, tetapi tidak menggunakannya untuk tujuan lain. Kebanyakan hacker kemungkinan menjelajah untuk situs jaringan sosial, seperti eBay, untuk alamat email yang mungkin juga digunakan dalam rekening paypal, kemudian target mereka dengan alamat email phishing atau virus email promosi. Juga, selalu mengubah paypal password dan sandi account email Anda secara berkala, buatlah password yg sulit ditebak dan kombinasi huruf atau angka termasuk huruf besar dan kecil huruf, angka, dan setidaknya satu atau dua karakter khusus seperti tanda seru atau tanda pound(#).

Bahkan lebih kuat untuk keamanan paypal, dengan mempertimbangkan keamanan tombol. Setelah anda login ke dalam account paypal, klik "Security Center" di bagian atas, "Security Tools" di sebelah kiri menu bar, dan kemudian "paypal Security Overview."

Bila Anda klik "Get Yours Now," Anda bisa memilih antara tombol hardware, atau tombol ponsel. Hardware utama biaya $ 5 untuk pengiriman & penanganan, tetapi fitur digital kode akan berubah setiap tiga puluh detik. Anda tidak bisa login ke dalam account paypal tanpa itu, dan itu hampir tidak dapat di hack. Metode Mobile kunci tersedia gratis. Setelah Anda mengaktifkan account Anda untuk itu, anda hanya dapat teks paypal untuk kode-nya, dan pesan teks keamanan tombol kembali untuk Anda.

Aplikasi Portable untuk privat Data

Metode lain yang dapat digunakan untuk melindungi account paypal Anda untuk selalu menggunakan thumbdrive portabel dengan web browser yang langsung dipasang di bagian thumbdrive. Dengan menggunakan pendekatan ini, semua file log dan history yang disimpan di thumbdrive, dan tidak pada PC itu sendiri. Hal ini tidak hanya melindungi Anda dari skrip yang khas pencarian lokasi log PC untuk Internet, tetapi juga memberikan keamanan berikutnya dari orang yang menggunakan komputer secara tidak sengaja.

Gunakan Software Anti-Keylogger untuk Keamanan

Terakhir, untuk melindungi diri sendiri dari keyboard logging software yang mungkin telah menginfeksi komputer Anda tanpa sepengetahuan Anda, maka untuk bermain aman dan memasang aplikasi seperti SnoopFree privacy shield, yang mencegah Keylogger dari mengakses I / O data dari keyboard Anda. Pendekatan lain untuk mengelak keyboard sepenuhnya adalah dengan menggunakan keyboard portabel on-screen keyboard untuk login ke account paypal.

http://portableapps.com/apps/accessibility/on-screen_keyboard_portable

Jika Anda yakin bahwa komputer anda benar-benar bersih dari segala trojan atau Keylogger, cukup menghindari phishing paypal menggunakan email dan password dengan paypal kunci keamanan akan memberikan perlindungan lebih dari cukup untuk menjaga account paypal kita agar aman.

Namun, jika anda tidak tahu pasti bagaimana membersihkan komputer Anda, atau Anda ingin akses publik paypal dari PC, maka selalu untuk bermain aman sebaiknya juga menggunakan browser portabel, privacy shield, dan juga on-screen keyboard.

Silahkan dicoba buat para pemilik paypal yang mungkin pernah atau juga belum di hack oleh para hacker yang tidak bertanggung jawab.

Tips ala Newbie supaya paypal Aman tidak kena Hack

  1. jika earning PP sudah 100 dollar ke atas cepetan di cairkan Gan ke Bank terdekat (krn PP bukan tempat penyimpanan uang)
  2. sering-sering ganti Password atau No Pin (seperti di ATM)
  3. jangan buka PP di tempat umum seperti di warnet dll, karena teman ane 2 orang sudah kena HACK gara2 ngenet
  4. Hack paypal berawal dari kena HACK-nya akun Email Agan yang di reset Passwordnya jadi bagi agan2 janganlah terlalu mengumbar data pribadinya sedetail-detailnya di jejaring sosial (seperti nama Ortu,nama Pacar,Hobi,dll) karena rata-rata security question untuk reset password adalah pertanyaan yang menyangkut Hal2 privat.
  5. bagi Agan yang GAPTEK atau AWAM alias baru megang Browser seperti Firefox apabila ngenet di warnet/komputer siapapun, kemudian ketik password dan username, sangat tidak dianjurkan pencet TOMBOL REMEMBER pojok kanan atas, karena tombol tsb berfungsi menyimpan username/password agan
  6. penghasilan yg agan peroleh sedekahkan sebagian untuk fakir miskin, infak, anak yatim,dll supaya Berkah atau sebagian di donasikan untuk paypal bisa juga kasih Fee ke paypal jika ada transaksi Jual Beli walaupun nilainya kecil (jangan sering2 menggunakan Personal Payment). karena sewaktu-waktu kita ada masalah, insyaAllah kita akan dibantu dengan mudah oleh paypal.


Sumber : http://freearnmoneyonline.blogspot.com/2010/12/cara-mengamankan-akun-paypal-dan-ebay.html

Bukan Hal Yang Mustahil Mendapatkan $100/hari dari Amazon

Posted: 24 Dec 2010 10:55 PM PST


Sebelumnya mohon maaf gan halau posting ini kurang berkenan. Trit ini ane buat karena terinspirasi sebuah pengalaman yang ane alami sendiri dalam mencari sedikit $ dari amazon, jadi ini bukan hanya teori lho, tapi praktek ane nih.

Beberapa bulan yang lalu ane mulai belajar bagaimana cara mendapatkan $$ dari amazon, dari mulai mencoba memasukkan widget amazon di blog dan web sampai kemudian menemukan cara membuat web toko amazon dengan script AOM, tahu kan AOM, itu lho yang menyediakan script khusus untuk memasukkan produk amazon yang akan kita jual, dan scrpt ini ada dua versi gan, ada yang berbayar dan ada yang gratis, nah ane gunakan yang gratis.

Nah pengalaman ane adalah pada web store amazon dengan script AOM-nya gan. Ane mambuat satu web store amazon dengan topik Cell Phone Cases, jadi ane jualan Casing Hp gan. Kemudian setelah webnya selesai, ane tinggalkan gan karena ane mau fokus ke Adsense, jadi webnya jalan sendiri. Lalu setelah lama nggak ane lihat webnya kemudian sewaktu ane melihat account ane di amazon ternyata ada penjualan terjadi setelah 2-3 bulan dan Alhamdulillah sekarang tiap bulan selalu ada penjualan dan $$ masuk, walaupun nggak gede-gede amat $$-nya karena memang yang ane jual harga produknya murah benget.

Kemudian ane berpikir gan kalau dari satu web toko amazon yang tanpa ada optimalisasi yang berarti bisa menghasilkan, lalu bagaimana kalau dioptimalisasi dan membuat banyak web toko amazon. Karena terbentur biaya untuk membeli banyak domain karena web yang dibuat harus banyak maka teride untuk menggunakan domain gratis di co.cc dan dengan cara khusus supaya bisa mendapatkan domain yang banyak, dan hostingnya pakai hostgator bisa mendapatkan hosting 3 bulan gratis dengan fasilitas unlimited, jadi bisa bikin web tanpa batas gan.

Intinya kerja yang dilakukan untuk membuat web toko amazon dalam jumlah banyak dengan modal minimal banget:

[+] Registrasi 100 domain di co.cc dan Order Hosting Gratis 3 bulan di Hostgator
[+] Belajar membuat web store amazon dengan menggunakan script AOM versi gratis sampai bisa
[+] Secara bertahap membuat web toko amazon sampai mencapai 100 web store
[+] Optimalisasi web dengan cara SEO, seperti ping, bookmark, dan backlink

Gitu aja gan, mudah-mudahan sharing ini bermanfaat dan memberi semangat bagi TS dan agan-agan yang ingin mendapatkan $$ dari amazon.


Ini gan web ane yang ane buat dan ditinggalkan, eh ternyata menghasilkan :

Cell Phone Cases Store


Dan ini skrinsut penghasilannya gan dalam beberapa hari dibulan Februari 2010 ini hanya dari 1 web, lalu bagaimana kalau 100 web ya? :

Bukan Hal Yang Mustahil Mendapatkan $100/hari dari Amazon
Bukan Hal Yang Mustahil Mendapatkan $100/hari dari Amazon

Mudah-mudahan agan semua terinspirasi dan termotivasi...

sumber : freearnmoneyonline.blogspot.com

About PayBox.me grows and grows everyday

Posted: 24 Dec 2010 10:33 PM PST


few weeks ago I wrote about a new payment processor that is gearing up to take on existing services like PayPal, MoneyBookers, or Google Checkout. Today I got an email from them that they are planning to open up funds transfer to a debit card to early bird users like me, and like you if you sign up.

Personally I already have several hundred dollars in my account just from participating in their early bird customer feedback questionaires and referrals I've sent to them. The company is PayBox.me, and yeah, it isn't completely ready yet, but it's looking really good with expectations they will open their service more fully to early bird users at the end of January.

If you want to get in now and earn cash bonuses just by helping with surveys and selecting locations where you'd want to spend your PayBoax balance, then you really need to sign up now. Don't wait. They give a $25 signup bonus, and then if people sign up under your affiliate link you get an extra $10. Plus every time you complete their surveys or vote on debit card designs you get more.

Go ahead, sign up for PayBox.me now, you only need an email address and a password. How simple is that.

Diposting oleh Super

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